There's serious question as to whether Citibank, the biggest bank in America, is going to survive the weekend. They've gone to the Feds for help. But there are no hordes of depositors in bank branches shouting for their money. (At least, not in the ones open on Saturday.)
So in this Thanksgiving season, spare a word of thanks for deposit insurance and the folks who in the depths of the Depression decided it would a good way to end real-life reenactments of that scene from It's a Wonderful Life.